The Lufu resource library
Less head-scratching.
More creating.
You bring the ideas. We’ll help with the invoices, receipts and little admin jobs around them. Friendly reads about business life, useful guides and free tools, wherever you’re starting from.
Not sure where to start?
Let’s get your first invoice ready.A clear example and a short checklist, so you can send it with confidence.
Business life
You do the work. Let’s talk about the rest.
Pricing, clients, quick tweaks that aren’t quick, and the everyday business of doing your own thing. Useful answers, with room for a smile.
The subscription safari: which business tools are still earning their keep?
Review recurring software and business subscriptions without deleting something important, using a simple keep, test or retire approach.
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How to have an admin day that does not eat your creative week
Give business admin a manageable shape with a short closing ritual, a place for loose ends and clear boundaries around focused work.
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Before you say yes: what to ask a new freelance client
Turn a promising enquiry into a clearer brief with useful questions about the outcome, budget, timing, feedback and payment process.
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Should I ask for a deposit before starting freelance work?
Think through deposits and milestone payments, explain them without awkwardness and keep the payment schedule clear from the start.
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Hourly rate or project fee? Pick a price that fits the work.
Compare hourly and fixed-fee freelance pricing through the same fictional project, including uncertainty, revisions and what the client needs to know.
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How to raise your freelance rates without the apology tour
Review your pricing, explain changes clearly and give existing clients useful options while respecting the agreements already in place.
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Busy but not making money? Follow one job from quote to payment.
Find where project income gets squeezed by extra hours, direct costs, overlooked tasks or slow payment, using a simple worked example.
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Read the article3 min readProfit vs cash flow: why your bank balance tells only half the story
Understand profit, cash flow and the bank balance through one fictional small-business month, without a wall of accounting jargon.
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Read the article3 min readScope creep: when ‘one quick tweak’ becomes a whole new project
Spot the difference between a revision and extra scope, then talk about changes without making a friendly client conversation awkward.
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Read the article3 min readHow much should I charge as a freelancer? Start with the invisible hours.
Why your freelance rate needs to account for more than making the work, with a simple pricing example and a way to test your assumptions.
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Read the article3 min readGuides
A little clarity goes a long way.
Straightforward explanations for the money jobs that come with doing your own thing.
How to turn tracked time into a clear client invoice
Capture billable work, review what was agreed and turn time entries into an invoice a client can recognise.
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Read the guide3 min read
How to invoice overseas clients from Australia
Agree a currency, explain payment instructions and understand the difference between invoice amounts, bank receipts and reporting estimates.
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Read the guide3 min readHow to organise receipts and supplier invoices
Give business purchase documents one home, keep duplicates under control and make the weekly review easier.
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Read the guide3 min readA simple weekly bookkeeping routine for sole traders
A flexible 15-minute routine to gather receipts, review payments and keep your business records moving, with a free checklist.
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Read the guide3 min readQuote vs invoice: when to use each
Follow a project from an agreed quote to a clear invoice, including scope changes, deposits and the details worth keeping.
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Read the guide3 min readHow to follow up an overdue invoice politely
A calm, practical approach to late payments, with ready-to-use reminder emails and ways to keep the conversation moving.
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Read the guide3 min readInvoice vs tax invoice: what is the difference?
Understand how GST registration changes your invoice, with two simple examples and a checklist of tax invoice details.
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Read the guide3 min readHow to write an invoice in Australia
Build a clear invoice with a worked example, a practical checklist and payment details your client can easily find.
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Read the guide4 min readTemplates
A useful place to start.
Worked invoice examples and words you can borrow. Copy, adapt and make them your own.
An invoice example for a side business
A simple product-order invoice with quantities, delivery and clear totals, plus an editable text template for a small side business.
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Get the template3 min readAn invoice example for trade work
An illustrative trade invoice separating labour and materials, with a blank template and prompts for job references and variations.
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Get the template3 min readAn invoice example for designers
Show fixed-fee design deliverables and approved additions clearly, with a worked example and an editable invoice template.
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Get the template3 min readAn invoice example for consultants
A worked consulting invoice showing workshop and analysis time, with an editable text template for your next project.
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Get the template3 min readFriendly payment-reminder email templates
Copy and adapt three clear payment reminders: a first check-in, a second follow-up and a request to agree the next step.
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Get the template2 min readChecklists
One thing at a time.
A gentle structure for reviewing the month. The weekly routine and invoice guide include checklists too.
Tools
Let the little calculations take care of themselves.
Free to use, without an account. Keep your attention for the work that needs you.
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